WooCommerce: Disable Payment Methods (Step-by-Step)

A common mistake for WooCommerce store owners involves activating all available payment methods. Experience shows that an excess of payment options can confuse customers, potentially increasing cart abandonment.

Experience with WooCommerce stores indicates that strategically limiting payment choices can streamline checkout and boost conversion rates. Consider disabling payment methods based on factors like shipping destination, product category, or total order value.

Fortunately, WooCommerce provides default settings and plugin options to manage payment method visibility. You simply need to know where to find the relevant controls and how to configure them.

This guide details several effective methods for disabling payment methods within WooCommerce. We will explore scenarios ranging from complete removal to conditional hiding based on defined criteria.

Consider disabling WooCommerce payment methods 💳 when you need to perform maintenance or updates, or if you want to limit payment options for specific products or during promotions.

Managing WooCommerce payment gateways extends beyond simply offering numerous choices. Restricting payment methods is sometimes necessary to improve business efficiency and minimize transaction costs.

Simplifying payment options enhances the customer experience; too many choices at checkout can lead to confusion.

From our experience, offering Stripe for credit card payments alongside PayPal is optimal for many international stores.

However, serving markets with specific local payment preferences may require finer control over payment option display.

Here are common scenarios when you might want to have a WooCommerce payment disabled:

• Cart Total – For instance, you may require specific payment methods for larger orders. This can help reduce transaction costs for payment gateways that charge percentage-based fees. Or, you might disable cash on delivery for high-value orders.
• Customer Location – Some payment gateways only work in specific regions. In that case, you may need to hide them from customers who live outside of those areas. Similarly, some charge more in specific regions, so you might not want to offer them in certain regions.
• User Role – You can set up payment gateways based on user roles, such as offering wholesale customers different payment options than regular buyers. Again, this can be useful to reduce transaction fees or risk for orders with higher price tags.
• Special Periods – You might need to change payment options during holiday sales events, especially if those payment methods could slow down order processing.

All that said, let’s look at five different ways you can disable payment gateways in your WooCommerce store.

You can use the quick links below to skip to your preferred method:

Option 1: Use WooCommerce Settings to Disable Payments (For All Users)

WooCommerce offers integrated settings to disable payment methods, potentially eliminating the need for a plugin. However, specific steps vary according to your objectives.

We’ll cover disabling primary payment methods, PayPal settings, and Stripe options for comprehensive coverage.

Please note that we recommend only following one of the methods in this section if you want to completely disable a payment option for all customers.

These methods don’t offer conditional hiding based on user roles or product categories.

How to Disable Your Main Payment Methods

You can disable one of your main payment methods (such as an entire payment gateway or direct bank transfers) directly in your WooCommerce settings.

Simply go to WooCommerce » Settings. Then, navigate to the ‘Payments’ tab. Once there, you’ll see all available payment gateways in WooCommerce.

We have enabled the following payment methods: Stripe for credit and debit cards, direct bank transfer, check payments, cash on delivery, and PayPal.

Here’s what the checkout looks like to customers when all of those options are active:

To disable a WooCommerce payment, simply click the toggle switch under the ‘Enabled’ column for any active payment method.

Now, the payment option will no longer appear on your checkout page.

If you decide you want to enable some of those payment methods again later, you can always return to this page to reactivate them.

When you visit your checkout page, you should no longer see the disabled payment methods:

How to Disable PayPal’s Alternative Payment Methods

If you have multiple payment methods enabled via PayPal, then you can easily restrict them, too. For instance, your business might not be able to accept Venmo payments, so you may want to turn off this option.

First, you can use the same method we discussed above.

Go to WooCommerce » Settings»Payments. Then, you can click the toggle switch for any payment method labeled ‘(via PayPal).’

Alternatively, you can click the ‘Manage’ button next to the PayPal option.

This will take you to the PayPal settings page.

Navigate to the PayPal settings; then, locate the ‘Alternative Payment Methods’ area.

In the ‘Disable Alternative Payment Methods’ field, type in the specific WordPress payment methods you want to hide from your checkout page.

After selecting your options, scroll to the bottom and select ‘Save Changes.’

The payment methods you selected are now disabled.

You can now check your checkout page to confirm that your alternative payment methods are hidden.

Here’s what happens if we disable the credit or debit cards option as a PayPal alternative payment method:

👋 Note: PayPal dynamically presents alternative payment methods based on the customer’s location. For instance, iDEAL will appear for customers in the Netherlands, while other regions will only see locally relevant payment options.

How to Disable Payment Methods Enabled by Stripe

When you integrate Stripe as your WooCommerce payment gateway, it automatically activates various payment choices, including credit cards, debit cards, and regional payment methods such as Alipay and WeChat.

To enhance the customer’s experience, consider limiting payment methods to those that your customers commonly use.

This prevents confusion and avoids potential problems if customers select an incompatible method.

To begin, accessWooCommerce » Settings»Payments. Next, select the ‘Manage’ button associated with the Stripe option.

Navigate to the ‘Payments accepted on checkout’ area on the subsequent settings page.

You can deactivate payment options by deselecting those you don’t intend to provide.

Stripe offers numerous payment gateways in WooCommerce, including Apple Pay, Google Pay, Alipay, Klarna, Affirm, and AfterPay.

Ensure you only activate the payment methods relevant to your business and customer needs.

After choosing your desired payment methods, scroll to the bottom and select ‘Save Changes.’

👋 Note: Stripe presents payment methods depending on your store’s selected currency. As an illustration, SEPA Direct Debit will only be presented as a payment method if your store uses EUR (Euro).

Here’s what our checkout page looks like after ACH Direct Debit and Alipay are disabled:

Option 2: Set Up Conditional Payment Gateways With a Free Plugin (Easy + Customizable)

Conditional payment gateways allow you to display payment methods based on defined rules. They show or hide choices depending on ‘if/then’ logic.

For instance, you might find it helpful to:

• Disable cash on delivery for international customers (because this isn’t operationally possible).
• Turn off bank transfers for digital goods, as these are delivered immediately and doing so helps prevent fraud.
• Turn off some payment options for large orders to minimize transaction fees.

This is perfect for businesses like international retailers that need different payment methods by country, luxury brands that want secure payment options for high-value purchases, and wholesale stores that offer special payment terms for bulk buyers.

The free Disable Payment Method for WooCommerce plugin makes setting up conditional payment options easy and free. You can create rules based on shipping zones, cart totals, user roles, time of day, and more, without touching any code.

First, you need to install and activate the plugin. If you’re new to this process, check out our step-by-step guide on how to install a WordPress plugin for beginners.

After you activate the plugin, go to ‘Payment Method’ in your WordPress admin area. Then, click the ‘+ Add disable payment method rule’ button to start customizing your WooCommerce payment methods.

Now, let’s explore the basic settings. At the top, you’ll find the ‘Status’ switch. This activates or deactivates each rule to disable payment methods.

Under ‘Rule type,’ you can choose between two options: disable specific payment methods or charge extra fees for payment processing. For this tutorial, we’ll pick the first option.

That being said, the second option is great if you want to pass processing fees for certain payment methods – for example, adding a small fee for credit card payments.

If you want to learn more about this, check out our guide on how to pass payment processing fees to customers in WordPress.

Next, let’s give the rule a descriptive name. Using clear, descriptive names for your payment rules makes it easier to manage multiple conditional payment settings later.

For example, if you’re disabling Buy Now Pay Later options, you might name it ‘Disable BNPL methods.’

Now, in the ‘Disable this payment methods*’ box, select which options you’d like to disable.

In the box below that, you can also optionally disable payment methods for specific currencies, which is great if you run a multi-currency WooCommerce store. This option is particularly useful for international stores where certain payment gateways only work with specific currencies.

In our example, we’ll disable payment gateways like Klarna, Affirm, and Afterpay, as these are all Buy Now Pay Later services.

Moving down, you’ll find the section for setting up conditional payment rules. You have two options for how these rules work together.

‘All the below rules should match’ is like an “AND” condition. This means Condition A AND Condition B must both be true for the payment method to be disabled.

For example, if you set conditions for both the cart total and a user role, then a customer must meet both conditions before the payment method disappears.

On the other hand, ‘Any one of the below rule should match’ is like an “OR” condition. This means only Condition A OR Condition B needs to be true to hide the payment option.

For this example, we will use the first option.

Now, click on the ‘Select condition’ dropdown menu. Here, you’ll find several categories to create conditional payment rules, including location, product, delivery method, cart total, date and time, and user role.

As an example, let’s set up a payment gateway for specific cart values. We’ll choose ‘Cart Subtotal (Before Discount)’ from the ‘Cart Related’ category to disable payment methods like Buy Now Pay Later options when orders exceed a certain amount.

This helps reduce fake orders and fraud for higher-value purchases in your WooCommerce store.

Next, you can choose whether to disable payment methods when the condition is:

• Equal to (=)
• Less or Equal to (<=)
• Less than (<)
• Greater or equal to (>=)
• Greater than (>)
• Not equal to (!=)

In our example, we’ll use ‘Greater or equal to’ since we want to disable certain payment gateways in WooCommerce when orders reach or exceed our threshold amount.

Finally, enter your target value in the last field.

In our case, we’ll type in ‘250.’ This means that when a customer’s cart reaches $250 or more, WooCommerce will disable the Buy Now Pay Later payment methods we selected earlier.

One thing we love about this plugin is that you can create complex conditional payment rules by combining multiple conditions.

For example, you could restrict payment options based on cart totals and specific dates. This would work perfectly for managing payment methods during holiday sales periods.

To add another condition to your WooCommerce payment rules, simply click the green ‘Add Condition’ button. After that, follow the same steps.

Each new condition helps you fine-tune exactly when and how payment methods appear on your checkout page.

Once you’re happy with your conditional payment rules, click ‘Save Rule.’

The payment methods you’ve selected will automatically be hidden in your WooCommerce checkout when customers meet your specified conditions.

Now, let’s look at a few examples of how to set up payment gateway rules for other business needs:

How to Disable Cash on Delivery for International Customers

Do you sell products internationally and offer cash on delivery?

If so, you should disable this payment method for international customers. This will avoid payment collection issues and reduce shipping risks.

To do this, you can create a new rule and name it something like ‘Disable COD for Non-[Country Name] Customers.’ Then, select ‘Cash on delivery’ in the payment methods section.

For the condition, choose ‘Country’ from the location options and select ‘Not Equal to (!=).’

After that, enter your store’s country.

Now, the cash-on-delivery payment method will only appear for local customers. At the same time, it will be automatically hidden for anyone ordering from other countries.

Here’s how our checkout page appears when viewed as a customer from Japan:

How to Disable Bank Transfers for Digital Products

Digital products need special care because they’re delivered right away, and bank transfers can be risky due to slow processing times. For this reason, we recommend disabling this payment option for your digital goods.

First, make sure all your digital products are in the same category (like ‘Digital products’). If you haven’t sorted your products yet, check out our guide on how to add product tags, attributes, and categories in WooCommerce.

Then, create a new rule and name it ‘Disable Bank Transfer for Digital Products.’ Pick ‘Direct bank transfer’ as the payment method you want to disable.

For the condition, you can choose ‘Cart has product of category’ from the product options.

Then, select your digital products category.

And you’re done!

Now, when someone buys an item from the digital product category, they won’t see the bank transfer option at checkout.

How to Disable Specific Payment Methods for Large Orders

If you have ever processed large orders in your WooCommerce store, then you know that percentage-based payment gateway fees can take a huge chunk out of your profits.

For example, PayPal charges 2.99% + a fixed fee. On a $1,000 order, that’s around $30 in fees!

So, here’s how to set up conditional payment gateways to offer more cost-effective payment options for high-value purchases.

For this example, we’ll focus on PayPal since its percentage-based fees can become particularly expensive for small business owners handling large transactions.

First, create a new rule and name it ‘Disable PayPal for High-Value Orders.’ Select ‘PayPal’ from your WooCommerce payment methods.

In ‘Below conditions determine when to disable payment methods,’ choose ‘Any one of the below rule should match.’

For the first condition, you need to pick ‘Cart Subtotal (Before discount),’ select ‘Greater or equal to,’ and enter ‘1000’ (adjust this amount based on your payment gateway fees).

For the second condition, choose ‘Cart quantity,’ select ‘Greater than or equal to,’ and enter ’10’ (or whatever number makes sense for your business).

Now, when a customer’s order meets either condition – spending $1000 or more, OR ordering 10 or more items – PayPal won’t appear as a payment option at checkout.

You can place a test order and go to your checkout page to see if the rules work:

Option 3: Use Wholesale Suite to Restrict Payment Methods (For Wholesale Customers)

If you offer wholesale pricing, then you’ll likely want to set different payment gateways based on user role. You may want to offer regular customers all the standard payment methods, but limit them for wholesale customers.

This way, you can maximize your profits and minimize any payment security risks.

For instance, wholesale customers often make very large purchases, and certain payment options (like PayPal) have higher fees. To avoid these steep fees cutting into profits, you could disable PayPal for wholesale users.

Similarly, you might turn off Buy Now Pay Later options so you don’t have to wait for an extended period for large sums of money (or risk never receiving them).

The plugin mentioned in Option 2 lets you create conditional payment gateways, but wholesale plugins often have this functionality built-in.

For instance, the Wholesale Suite plugin package offers integrated plugins for managing payment options depending on wholesale user roles, potentially enhancing the B2B customer experience.

Begin by installing the following WordPress plugins from Wholesale Suite on your online store:

• Wholesale Pricing (free version)
• Wholesale Prices Premium

Although the Pro version isn’t free, it provides vital wholesale features like payment method management and tiered pricing options.

You can read our detailed Wholesale Suite review for more information.

With both plugins activated, ensure your wholesale store’s basic settings are configured. Here are some tutorials to guide you:

• How to Add Wholesale Pricing in WooCommerce (Step by Step)
• How to Create a Wholesale Order Form in WordPress
• How to Hide Prices in WooCommerce (Keep Product Pricing Private)

To limit payment methods for wholesale clients, navigate toWholesale » Settings. Then, select ‘Payment Gateway.’

Beside ‘Wholesale Role,’ choose the ‘Wholesale Customer’ role automatically created by the plugin. Next, enter the specific payment gateways you wish to activate for that role.

Once done, just click the ‘Add Mapping’ button to save this rule.

You should now see all of the enabled payment gateways in the table below.

Like so:

Now, if the user logs in as a Wholesale Customer, they will only see this specific payment method on their checkout page.

Here’s an example:

Option 4: Use Advanced Coupons to Restrict Payment Methods (For Specific Coupons)

Want to offer rewards for using certain payment methods?

You can do this by creating coupons tied to specific payment options, which encourages customers to use those preferred payment methods.

While the plugin from Option 2 in this guide can handle this task, coupon plugins like Advanced Coupons include this feature by default. We love this plugin because it lets you create detailed rules and customizations for your payment-specific discounts.

First, you need to install these WordPress plugins in your WordPress admin area:

• Advanced Coupons (free version)
• Advanced Coupons Premium

The premium version is paid, but you’ll need it to restrict payment methods and create advanced coupon rules. For more information, check out our complete Advanced Coupons review.

Next, set up your coupons by going to Coupons » Add New.

Then, you can configure your coupon settings however you like. For detailed instructions, read our step-by-step guide on how to create smart coupons in WooCommerce.

For this tutorial, we’ll focus on creating payment-specific discounts. We’ll create a coupon code called PAYPAL20 that gives customers a 20% discount when they choose PayPal as their payment method.

To restrict the payment method for the coupon, scroll down and find the ‘Payment Methods Restriction’ tab. Check the box that says ‘When checked, will enable payment methods restriction check when coupon is applied.’

For the ‘Type,’ you have to select ‘Allowed.’

Then, in ‘Payment Methods,’ enter PayPal.

After that, feel free to continue setting up your coupon. For example, you can create an auto-apply coupon URL and share it with your potential customers.

Once you’re finished configuring these settings, click ‘Update’ or ‘Publish’ to save your coupon.

It’s as simple as that!

When customers use this coupon, they’ll see PayPal as the only payment method.

The discount will also be applied to their order summary.

Option 5: Add Custom Code to Disable Payment Methods (Advanced + No Plugin)

If you don’t want to use a dedicated payment plugin, then you can also get the same results with several lines of custom code. We’ll show you how to disable payment methods based on two common scenarios: customer location (country) and cart total.

Keep in mind that this approach is more technical than the previous options. It requires adding code to your functions.php file, which controls how your WordPress website behaves.

However, we don’t recommend editing your functions.php file directly, as making even a small mistake can break your entire website. Instead, we suggest using WPCode, which is a code snippet manager that helps you add custom code safely.

While it is a plugin, it’s a lightweight tool for many customizations beyond payment methods, such as adding tracking codes, custom functions, or analytics.

You can read our complete WPCode review and our guide on the most useful WordPress code snippets for beginners to see what you can do with WPCode.

Before we start, we need to know the ID of the payment gateway that we want to disable. To do this, just go to WooCommerce » Settings and switch to the ‘Payments’ tab.

Then, hover your cursor over one of the payment methods.

As you do this, pay attention to the URL preview that appears at the bottom of your browser. It should look something like this: https://example.com/wp-admin/admin.php?page=wc-settings&tab=checkout&section=payment-gateway-id

The part at the end that follows &section= is your payment gateway ID. For example, if you hover over the PayPal option, the ID is often ppcp-gateway.

Keep in mind that this ID can sometimes be different depending on which PayPal plugin you’re using, so it’s always a good idea to check it this way.

Make sure to take note of this information, as you will need it in the next steps.

Now, install WPCode on your WordPress site. You can read our step-by-step guide on how to install a WordPress plugin for detailed instructions.

Next, go to Code Snippets » + Add Snippet. Then, choose ‘Add Your Custom Code (New Snippet)’ and click on the ‘+ Add Custom Snippet’ button.

After that, you’ll need to choose a code type.

For this tutorial, select ‘PHP Snippet.’

Now, let’s look at two code snippets you can add to disable specific payment methods in WooCommerce.

How to Disable Payment Methods Based on Country

To do this, you need to give your code snippet a name like ‘Disable [Payment Method Name] for [Country Name].’

After that, you can paste the code snippet below into the ‘Code Preview’ box:

// Hook our custom function into the WooCommerce available payment gateways filter.
add_filter( 'woocommerce_available_payment_gateways', 'customize_payment_gateway_based_on_country', 9999 );
function customize_payment_gateway_based_on_country( $available_gateways ) { // Check if we're in the admin area or if the WooCommerce customer object is not available. // If either is true, return the unmodified gateways. if ( is_admin() || ! WC()->customer ) { return $available_gateways; } // ----------------------------------------------------------------------- // CUSTOMIZATION 1: Payment Gateway ID // // Replace 'your_gateway_id' with the ID of the payment gateway you want to target. // For example: // - To target Stripe, replace with 'stripe' // - To target PayPal, replace with 'paypal' // $gateway_id_placeholder = 'your_gateway_id'; // ----------------------------------------------------------------------- // ----------------------------------------------------------------------- // CUSTOMIZATION 2: Country Code // // Replace 'XX' with the desired country code where you want to disable the gateway. // Country codes are based on ISO 3166-1 alpha-2. // For example: // - To target the United States, use 'US' // - To target the United Kingdom, use 'GB' // $target_country_code = 'XX'; // ----------------------------------------------------------------------- // Check if the specified payment gateway exists within the available gateways. if ( isset( $available_gateways[ $gateway_id_placeholder ] ) ) { // Retrieve the billing country of the current customer. $customer_country = WC()->customer->get_billing_country(); // Compare the customer's billing country with the target country code. if ( $customer_country === $target_country_code ) { // If the customer's country matches the target, remove the payment gateway. unset( $available_gateways[ $gateway_id_placeholder ] ); } } // Return the (possibly modified) list of available gateways. return $available_gateways;
}

Now, you’ll need to customize two parts of this code.

First, find the $gateway_id_placeholder variable and replace ‘your_gateway_id’ with the ID of your payment gateway.

Find the $target_country_code variable and replace ‘XX’ with your target country’s two-letter code. For example:

• US – United States
• GB – United Kingdom
• CA – Canada
• AU – Australia

So, let’s say you want to disable direct bank transfers for customers in the United States. If so, then your code should look like this:

// Hook our custom function into the WooCommerce available payment gateways filter.
add_filter( 'woocommerce_available_payment_gateways', 'customize_payment_gateway_based_on_country', 9999 );
function customize_payment_gateway_based_on_country( $available_gateways ) { // Check if we're in the admin area or if the WooCommerce customer object is not available. // If either is true, return the unmodified gateways. if ( is_admin() || ! WC()->customer ) { return $available_gateways; } // ----------------------------------------------------------------------- // CUSTOMIZATION 1: Payment Gateway ID // // Replace 'your_gateway_id' with the ID of the payment gateway you want to target. // For example: // - To target Stripe, replace with 'stripe' // - To target PayPal, replace with 'ppcp-gateway' // $gateway_id_placeholder = 'bacs'; // ----------------------------------------------------------------------- // ----------------------------------------------------------------------- // CUSTOMIZATION 2: Country Code // // Replace 'XX' with the desired country code where you want to disable the gateway. // Country codes are based on ISO 3166-1 alpha-2. // For example: // - To target the United States, use 'US' // - To target the United Kingdom, use 'GB' // $target_country_code = 'US'; // ----------------------------------------------------------------------- // Check if the specified payment gateway exists within the available gateways. if ( isset( $available_gateways[ $gateway_id_placeholder ] ) ) { // Retrieve the billing country of the current customer. $customer_country = WC()->customer->get_billing_country(); // Compare the customer's billing country with the target country code. if ( $customer_country === $target_country_code ) { // If the customer's country matches the target, remove the payment gateway. unset( $available_gateways[ $gateway_id_placeholder ] ); } } // Return the (possibly modified) list of available gateways. return $available_gateways;
}

This code will hide the direct bank transfer option when customers from the United States visit your checkout page.

Once you’ve customized these parts, switch the toggle from ‘Inactive’ to ‘Active,’ then click ‘Save Snippet.’

Now, you can go ahead and place a test order to see if the code works.

Here’s what our checkout page looks like when we use the sample code snippet for disabling direct bank transfer for US-based customers:

How to Disable Payment Methods Based on Cart Total

First, create a new code snippet and give it a descriptive name, like ‘Disable [Payment Method] for High-Value Orders.’

After that, paste the following code snippet into the ‘Code Preview’ box:

// Hook our custom function into the WooCommerce available payment gateways filter.
add_filter( 'woocommerce_available_payment_gateways', 'disable_payment_gateway_for_high_cart_subtotal' );
function disable_payment_gateway_for_high_cart_subtotal( $available_gateways ) { // Check if we're in the admin area. If so, return the unmodified gateways to avoid issues in the backend. if ( is_admin() ) { return $available_gateways; } // Get the cart subtotal. $cart_total = WC()->cart->get_subtotal(); // ----------------------------------------------------------------------- // CUSTOMIZATION 1: Minimum Cart Subtotal // Replace 123 with the desired minimum cart subtotal above which you want to disable the gateway. // ----------------------------------------------------------------------- // ----------------------------------------------------------------------- // CUSTOMIZATION 2: Payment Gateway ID // Replace 'your_gateway_id' with the ID of the payment gateway you want to target. // For example: // - To target Stripe, replace with 'stripe' // - To target PayPal, replace with 'ppcp-gateway' // ----------------------------------------------------------------------- // Check if the cart total meets the minimum and if the specified payment gateway is available. if ( $cart_total >= 123 && isset( $available_gateways['your_gateway_id'] ) ) { // Remove the payment gateway. unset( $available_gateways['your_gateway_id'] ); } // Return the (possibly modified) list of available gateways. return $available_gateways;
}

You’ll need to customize two parts of this code. First, find the cart subtotal value in this line:
if ( $cart_total >= 123 && isset( $available_gateways['your_gateway_id'] ) ) {

Simply replace ‘123’ with your desired minimum amount (don’t include currency symbols).

Next, find ‘your_gateway_id’ and replace it with your payment gateway ID like before.

So, if you want to disable PayPal for orders over $100, you would set the value to ‘100’ and use ‘ppcp-gateway’ as the gateway ID.

Here’s what the full code snippet would look like:

// Hook our custom function into the WooCommerce available payment gateways filter.
add_filter( 'woocommerce_available_payment_gateways', 'disable_payment_gateway_for_high_cart_subtotal' );
function disable_payment_gateway_for_high_cart_subtotal( $available_gateways ) { // Check if we're in the admin area. If so, return the unmodified gateways to avoid issues in the backend. if ( is_admin() ) { return $available_gateways; } // Get the cart subtotal. $cart_total = WC()->cart->get_subtotal(); // ----------------------------------------------------------------------- // CUSTOMIZATION 1: Minimum Cart Subtotal // Replace 123 with the desired minimum cart subtotal above which you want to disable the gateway. // ----------------------------------------------------------------------- // ----------------------------------------------------------------------- // CUSTOMIZATION 2: Payment Gateway ID // Replace 'your_gateway_id' with the ID of the payment gateway you want to target. // For example: // - To target Stripe, replace with 'stripe' // - To target PayPal, replace with 'ppcp-gateway' // ----------------------------------------------------------------------- // Check if the cart total meets the minimum and if the specified payment gateway is available. if ( $cart_total >= 100 && isset( $available_gateways['ppcp-gateway'] ) ) { // Remove the payment gateway. unset( $available_gateways['ppcp-gateway'] ); } // Return the (possibly modified) list of available gateways. return $available_gateways;
}

Once you’ve customized these parts, switch the toggle from ‘Inactive’ to ‘Active.’

Then, click ‘Save Snippet.’

Finally, try creating a test order to see if the code works.

Here’s what you should see on your checkout page if you disable PayPal for orders above $100:

More Ways to Improve Your WooCommerce Store

Now that you know how to manage payment methods in WooCommerce, here are other things you can do to build a better online store:

• Offer delivery time slots – Let customers choose their preferred delivery times.
• Create product bundles – Group related items together to boost your average order value.
• Use smart product search – Add powerful search features to help customers find products quickly.
• Edit your cart page – Customize your cart to reduce abandonment and increase sales without code.
• Set up conversion tracking – Set up analytics to understand and improve your store’s performance.
• Filter WooCommerce products – Add smart filters to help customers find exactly what they want.
• Redirect to the checkout page – Skip the cart page to streamline the WooCommerce checkout process for customers.

Frequently Asked Questions About Disabling Payment Methods

Here are some questions that our readers frequently ask about disabling payment methods in WordPress:

What is the easiest way to disable a payment method in WooCommerce?

The simplest method is to use the default WooCommerce settings. You can navigate to WooCommerce » Settings, select the ‘Payments’ tab, and use the toggle switch to turn any payment gateway off for all your customers.

Why would I want to disable a payment method in my store?

Strategically disabling payment methods can be very beneficial. It helps simplify the checkout process for your customers, which can reduce cart abandonment.

It also allows you to avoid high transaction fees on large orders. Plus, you can reduce risk by hiding certain payment options based on customer location, product type, or order total.

Can I disable a payment method for a single product?

Yes, you can easily disable a payment method for a single product by using a conditional payments plugin. These plugins enable you to create rules that hide specific payment gateways when a certain product or a product from a particular category is in the customer’s cart.

Is it better to use a plugin or custom code to disable payment gateways?

For most store owners, a plugin is the best choice because it’s safer and easier to manage. Plugins provide a user-friendly interface to set up complex rules without touching a line of code.

Custom code is a powerful option for developers with specific needs. However, we recommend using a code snippet plugin like WPCode to add it safely, which prevents potential errors from breaking your site.

We hope this article has helped you learn how to disable payment methods in WooCommerce. You may also want to check out our guide on how to add a free shipping bar in WooCommerce and our expert picks of the best Authorize.net plugins for WordPress.

If you liked this article, then please subscribe to our YouTube Channel for WordPress video tutorials. You can also find us on Twitter and Facebook.