11 Top WordPress Payment Plugins: Tested & Verified for 2024

My initial attempts to integrate payment processing into my WordPress site proved challenging. The setup was time-consuming, the settings were unclear, and test transactions often failed.

I soon discovered that the correct payment solution determines business success.

The ideal payment plugin enhances transaction security, minimizes abandoned carts, and increases conversion rates. A plugin ideal for a small charity may not suit a consultant or a large online store.

I have tested over 20 WordPress payment plugins in diverse business settings. Each plugin was carefully assessed for dependability, user-friendliness, and practical effectiveness.

Whether you are starting a business or scaling up an existing one, you’ll discover a solution that suits your requirements and ensures you get paid efficiently.

Quick Overview: Best WordPress Payment Plugins

If you’re in a hurry, here’s a quick overview of the best WordPress payment plugins:

How I Test And Review WordPress Payment Plugins

You might be wondering how I actually tested all these payment plugins before recommending them. Well, I didn’t just skim the features on different blogs and move on.

I’ve worked directly with plugins like WP Simple Pay, MemberPress, and WPForms to accept payments on my own websites.

Moreover, I personally evaluated each listed plugin, ensuring proper functionality and seamless payment processing.

Here’s a look at my testing procedure:

• 🛠️ I installed each plugin on a test site: For each payment plugin, I performed a fresh install on a clean WordPress site, mirroring your experience. This allowed me to gauge the ease of initial setup, the process of connecting payment gateways like Stripe or PayPal, and the configuration of fundamental settings.
• 💳 To assess performance, payment simulations were run.I performed several test transactions using the plugin’s test mode. The focus was on seamless payment processing, robust error handling, and proper functionality of features like taxes, coupons, and recurring billing.
• 🔍 Compatibility was checked.The plugin was tested with commonly used WordPress themes and tools to ensure operational harmony.
• 🔒 I assessed security measures and update frequency.Given the sensitive nature of payment data, the plugin’s security protocols, update schedule, and adherence to WordPress security standards were carefully evaluated.
• 👍 User-friendliness was rated.The ease of use for beginners was a key consideration. Clear settings, helpful setup wizards, and an intuitive interface were all deemed vital.

Only after successfully navigating this rigorous process does a plugin earn a spot on my recommendation list. Now, let’s explore the top WordPress payment plugins available.

1. WP Simple Pay – Best for Stripe Payment Forms

If you utilize Stripe, especially for selling services or subscriptions without a complex online store, WP Simple Pay is an excellent WordPress payment plugin.

During my initial test, I quickly created a functional Stripe payment form, avoiding the complexity of full eCommerce platforms.

This plugin addresses a major pain point for service providers and subscription businesses: simplifying payments without needing intricate store setups.

Our WP Simple Pay review provides comprehensive details and our practical experience for a complete understanding.

I found the drag-and-drop builder exceptionally user-friendly when creating personalized payment forms.

Constructing visually appealing, custom payment forms required only minutes, not hours. The absence of coding requirements is a major benefit for numerous business owners.

I was also impressed by the payment options. It supports Stripe Checkout, Apple Pay, Google Pay, ACH bank transfers, and even Buy Now, Pay Later options like Afterpay and Klarna.

Furthermore, you have the ability to configure custom pricing, implement coupon codes, and design multi-step payment forms.

The level of customization control is a key benefit. You have the ability to brand the entire payment form page so that it aligns with your business’s identity.

By using clean URLs, selecting custom background colors, and making layout adjustments, you can design a professional checkout experience that integrates seamlessly with your website.

All in all, I recommend WP Simple Pay for anyone looking to sell services and subscriptions without setting up an online store.

It manages payment processing while maintaining the speed and reliability of your WordPress site, avoiding performance issues from bloated code.

To begin, consult our guide on accepting Stripe payments in WordPress.

WP Simple Pay: Pros

• Form creation is accelerated with pre-designed templates.
• Set up partial payments (for deposits) and installment plans for high-value services
• For enhanced security, Stripe manages all sensitive data.
• One-click payments with Apple Pay and Google Pay
• Flexible billing intervals for subscriptions
• Built-in coupon codes and promotional discounts
• Give customers the option to cover processing fees.
• Implement straightforward purchase restrictions and limits.

WP Simple Pay: Cons

• The free version restricts access to advanced features.
• It is exclusively compatible with Stripe (no other payment gateways).

Pricing: WP Simple Pay’s paid plans can range from $49.50/year to $209.65/year.

Why I recommend WP Simple Pay:WP Simple Pay excels at simplifying Stripe payment acceptance on WordPress without needing a complete online store setup.

This is ideal if you provide services, manage a membership platform, or handle subscriptions, individual payments, or even initial deposits. Its payment forms are straightforward, adaptable, and ready for immediate use.

2. WPForms – The Optimal Choice for Payment Forms via Stripe, PayPal, Authorize.Net, and Square

WPForms stands out as the premier WordPress payment plugin for gathering client details in conjunction with payments. Use it for registration forms, order forms featuring custom fields, or surveys incorporating payment choices.

The plugin is compatible with several payment gateways, such as Stripe, PayPal, Authorize.net, and Square. This adaptability lets you present a range of payment methods to your clients, eliminating the need to manage multiple plugins.

At CanadaCreate, we utilize WPForms for our contact forms and yearly surveys. I’ve personally witnessed the plugin’s dependability and versatility. A comprehensive analysis is available in our WPForms review if you’re interested in learning more.

A significant benefit of WPForms is its integration of robust form creation with payment processing. You aren’t restricted to basic ‘pay now’ buttons.

Instead, you have the capability to develop detailed forms that collect essential business data while processing payments in a secure environment.

WPForms also provides a selection of payment-specific fields.

You can add single-item payments, multiple items, dropdowns for selecting products or quantities, and even donation fields with preset or custom amounts.

This simplifies the creation of intricate payment forms, even for beginners.

One particularly useful aspect I noticed is the plugin’s form builder, which is enhanced by AI.

WPForms accelerates form design by producing templates from basic instructions, saving significant time when creating payment-enabled forms.

The conditional logic feature is also highly effective, enabling forms to adapt dynamically by showing or hiding fields according to user choices, resulting in a streamlined, relevant user experience.

Customers interact only with necessary options, minimizing confusion.

WPForms effectively combines power and ease of use.

It is ideal for creating payment forms integrated with surveys, registrations, or quotes, while securely processing transactions via your chosen payment gateway.

For detailed guidance, consult our tutorial on integrating a PayPal payment form into WordPress.

Pros of WPForms

• Access to more than 2,000 ready-to-use form templates
• A genuinely beginner-friendly drag-and-drop interface
• Supports both single payments and subscription billing
• Fields for applying coupon codes during checkout
• Automatic email notifications and confirmations
• Comprehensive protection from spam
• Secure data storage accessible from the WordPress dashboard

Cons of WPForms

• Payment add-ons locked in free plan

Pricing: WPForms pricing starts at $49.50. However, to unlock the extensions for PayPal, Stripe, and Square, you will need the pro plan for $199.40/yr.

Reasons to Consider WPForms:This solution offers flexibility in building forms that extend beyond basic contact information. WPForms facilitates the inclusion of payment options directly within surveys, registration forms, or quote requests.

3. WooCommerce – Ideal for Selling Tangible Goods

For those aiming to establish a comprehensive online store, I consistently suggest beginning with WooCommerce. It excels as a WordPress payment plugin for managing physical product sales, inventory, shipping logistics, taxes, and payment processing, all consolidated within a single dashboard.

When you need more than simple payment collection, this plugin distinguishes itself as a comprehensive eCommerce platform.

With WooCommerce, you are managing a real business, including product catalogs, inventory monitoring, shipping cost estimates, and tax handling, rather than just processing payments.

Since its initial stages, I’ve been actively using WooCommerce to develop online stores for various clients in diverse sectors.

Consult our comprehensive WooCommerce analysis to understand the reasons for its reliability.

A notable enhancement over time lies in the integrated payment options. Formerly requiring separate plugins, PayPal and Stripe now operate seamlessly from the start.

During my latest WooCommerce assessment, I found FunnelKit’s Stripe integration to be especially impressive for enhancing the checkout experience.

You gain access to highly optimized, adaptable checkout pages that are both contemporary and efficient.

The capacity to craft checkout experiences, propose upsells, and facilitate expedited transactions via systems like Apple Pay and Google Pay can substantially impact your conversion metrics.

I believe WooCommerce is best if you desire full command over your online store’s aesthetic and capabilities. It handles growth well whether you are selling a handful or thousands of items and offers the necessary tools.

If you aim to transform your WordPress website into a comprehensive eCommerce solution, WooCommerce is the payment plugin I would consistently recommend.

To begin, consult our introductory guide that simplifies WooCommerce.

WooCommerce Advantages

• It supports numerous payment options, such as cash upon delivery and wire transfers.
• Credit/debit cards, Apple Pay, Google Pay, and local methods via Stripe
• It facilitates both single payments and recurring subscriptions through add-ons.
• Accept Square and Authorize.net payments with addons
• Utilize personalized tax regulations alongside adaptable pricing structures.
• Access hundreds of extensions related to payments in its marketplace.
• Features built-in refund processing and management of order statuses.

WooCommerce Disadvantages

• Might seem excessive for handling straightforward service payments or individual digital downloads.
• Specific payment gateways require extensions (with varying costs).

Pricing: WooCommerce itself is free; however, adding specific payment methods, like Square or Authorize.net, requires purchasing extensions. The prices for these can fluctuate.

Why I recommend WooCommerce: WooCommerce is a strong choice when you need deep control of your online store’s design and features. It can handle both small and large inventories, providing the tools necessary for expansion.

4. Easy Digital Downloads – Best for Selling Digital Products

If you’re selling digital products, like eBooks, software, PDFs, or music, then Easy Digital Downloads (EDD) is the ideal WordPress payment plugin for the job.

Unlike more generalized payment plugins, EDD focuses on tools tailored to overcome the specific issues that arise when selling digital goods.

It excels in the digital product space by offering features like immediate delivery, license control, and tracking customer downloads.

Our partners have successfully used EDD for years to market their premium plugins, with consistently positive outcomes. We’ve also performed extensive tests on various demo sites to assess its performance across different scenarios.

For a more in-depth analysis, refer to our complete Easy Digital Downloads review.

EDD streamlines the customer experience for digital sales. Upon purchasing a digital product, customers automatically receive download links, account details, and professional invoices, eliminating any manual effort from your side.

The plugin integrates with Stripe, PayPal, Apple Pay, and Google Pay immediately after installation.

I experienced a much faster payment configuration process compared to other plugins with similar features. The setup is direct and operates efficiently without the need for intricate integrations.

A standout feature is the option to shift payment processing fees to your customers. While seemingly small, this can lead to substantial savings on transaction expenses, especially when selling inexpensive digital goods.

The plugin also supports setting up both single and recurring payments, providing discount codes, and designing personalized checkout fields, all without code.

EDD’s scalability is another advantage. Through premium add-ons, you gain the ability to incorporate license key creation, track affiliates, and automate customer emails, ensuring uninterrupted and secure payment processes.

If your website primarily deals with digital products, I highly recommend this plugin for managing your transactions efficiently.

For detailed guidance on utilizing Easy Digital Downloads, refer to our tutorial on selling digital downloads using WordPress.

Pros of Easy Digital Downloads

• A cart and checkout experience tailored for digital goods.
• Customizable purchase receipts and confirmation emails for better branding
• A testing environment to simulate transactions before they go live.
• Integrated sales and revenue reports for financial analysis.
• Tax configurations with VAT compatibility for EU regulations.
• Customer account area for re-downloading purchases
• Immediate digital delivery following successful payment.

Cons of Easy Digital Downloads

• Many advanced functionalities are not available in the free version.
• It is not designed for selling physical goods.

Pricing:The base cost for EDD starts at $99.50 annually for a single site. Alternatively, the All Access Pass, priced at $499.50 per year, unlocks all available features.

Why I recommend Easy Digital Downloads: We use EDD to sell our premium plugins and software, and it’s always worked great. If you’re selling eBooks, PDFs, plugins, courses, or music, then EDD offers a payment processing and delivery system specifically designed for your business model.

5. WP Charitable – Best for WordPress Donation Forms

WP Charitable is the best payment plugin for accepting donations in WordPress, especially if you’re running a nonprofit or a cause-based website.

It stands out as the specialized solution when you need more than basic payment collection for charitable causes. The tool makes it super easy to manage donor relationships, track campaign progress, and build long-term fundraising success.

Our team has tested this plugin extensively, both through demo campaigns and real-world use for our founder’s education nonprofit, the Balkhi Foundation.

WP Charitable makes the donation process seamless for supporters and removes a lot of the friction that usually gets in the way. You can get the complete details in our review of WP Charitable.

Instead of complicated checkout flows, you get simple, clean donation forms that integrate well with Stripe, PayPal, and other popular gateways.

The user experience feels designed specifically for donors who want to give quickly and easily.

One of the things that stood out during my testing was how customizable Charitable’s donation forms are. You can set suggested amounts, let donors enter custom amounts, create recurring donation options, and even add goal meters to encourage participation.

Plus, it supports campaign management, so you can run multiple fundraisers at once and track their progress easily. Each campaign gets its own dedicated page, donation tracking, and goal visualization, which helps create urgency and transparency for donors.

I think most will also appreciate Charitable’s email integrations.

They help make it easy to automate thank-you emails and provide donors with donation receipts right away, something I know is important for nonprofit transparency and tax purposes.

Plus, built-in reports can help you make data-driven decisions, so you can maximize your fundraising efforts.

The bottom line? With a strong focus on donor experience and campaign management, Charitable is the best WordPress payment plugin for nonprofits.

You can start building your website easily by following our article on how to create a non profit website in WordPress.

Pros of WP Charitable

• Dozens of pre-made templates for quick form creation
• Unlimited donation campaigns with individual goals and forms
• Custom checkout fields for collecting donor details and dedications
• Multi-currency support for international fundraising
• Offline payment tracking for checks and cash donations
• Built-in reporting tools with donation history and data export capabilities
• Goal meters and progress tracking to encourage donations
• Automated donor communication and receipt generation

Cons of WP Charitable

• Only PayPal is included in the free plan; Stripe and other gateways require paid plans
• Limited to donation forms (not general-purpose like WPForms)

Pricing: Charitable’s pricing starts from $69 to $299 per year.

Why I recommend WP Charitable: The plugin is great for nonprofit fundraising, with features designed for charitable organizations. If you’re running fundraising campaigns and need more than basic payment buttons, I recommend Charitable.

6. MyPayKit – Best WordPress Square Payment Plugin

MyPayKit is a great WordPress payment plugin for when you want to accept payments through Square without the complexity of a full eCommerce platform.

You get clean, professional payment forms that connect directly to Square’s payment processing system.

Since it’s a new plugin, I wanted to see how well it worked—and it delivered on its promise: offering a simple way to accept Square payments online.

This makes it excellent for collecting deposits, one-time payments, or even donations without forcing customers through a complicated checkout process.

Another thing I really appreciate is how lightweight MyPayKit is compared to other payment solutions.

Unlike WooCommerce or other store-focused plugins, it doesn’t overload your site with extra features you might not need. It focuses specifically on payment collection and does it well.

Plus, it’s not just limited to Square. You can also accept Stripe, PayPal, and Apple Pay if you want to expand your options.

But if Square is your go-to processor, MyPayKit makes accepting payments very easy and straightforward.

Pros of MyPayKit

• Seamless Square integration
• Clean, professional payment form design
• Supports multiple payment processors (Square, Stripe, PayPal, Apple Pay)
• Handles both one-time and recurring payments
• Simple 2-minute setup process for non-technical users
• Perfect for service businesses and local retailers

Cons of MyPayKit

• Limited advanced features compared to full eCommerce solutions
• Primarily focused on Square (other processors feel secondary)
• May not suit complex payment scenarios

Pricing: MyPayKit has a free plan with unlimited forms and transactions. However, there’s a 3% application fee. Paid plans start at $49.50 per year to remove the application fee and access premium features.

Why I recommend MyPayKit: It’s a great choice for accepting Square payments on your WordPress website. When I tested it, I found that it worked smoothly and allowed me to collect payments in just a few clicks.

7. MemberPress – Best for WordPress Membership Websites

If you are planning to sell subscriptions, memberships, or online courses on your WordPress website, then MemberPress is my top pick.

It’s a powerful payment plugin that offers payment processing combined with content protection and access control for your membership business.

We’ve used MemberPress to set up free online courses at CanadaCreate, and we love its advanced (yet straightforward) access control and content protection features.

The plugin manages the entire member lifecycle from signup to content delivery without requiring manual work. If you want a full look at how it works, check out our MemberPress review.

MemberPress offers built-in support for popular platforms like Stripe, PayPal, and Authorize.net, enabling secure payment acceptance from the beginning.

Setting up payment gateways is simple and dependable across all compatible processors. You have the option to provide single payments, complimentary trials, ongoing subscriptions, and even variable charges based on access levels.

This adaptability allows the development of complex pricing structures that evolve alongside your organization.

The seamless integration makes this plugin especially suitable for membership websites. Upon registration, access is automatically controlled, removing manual approval or updating.

This tool is also excellent for constructing online courses. With the integrated MemberPress Courses addon, create lessons, restrict premium material, and release content incrementally depending on membership tiers.

MemberPress simplifies content monetization for creators and educators seeking a straightforward method. For further details, consult our comprehensive guide on creating a membership site.

Pros of MemberPress

• Various membership tiers with varied pricing for upselling
• Integrated coupon functionality for promotions and discounts
• Instant access to content following payment
• Automated notifications for payments and management of failed transactions
• Integrated tax support for regulatory compliance
• Paywall feature for teasing premium content

Cons of MemberPress

• Paid plans are required to unlock advanced capabilities
• Compared to simpler payment plugins, the initial price is higher

Pricing: The pricing for the MemberPress basic plan is $179.50/year. However, to unlock its full LMS potential, including quizzes, assignments, and gradebooks, you will have to buy the pro plan for $399.50/year.

Why I recommend MemberPress: It’s an excellent WordPress plugin for building a membership site or selling courses. While WP Simple Pay works well for basic subscriptions, MemberPress takes it a step further by handling payments, locking down your content, and controlling which members have access to specific pages, lessons, or downloads.

8. Formidable Forms – Best for Advanced Payment Forms

If you’re looking to build advanced forms that calculate pricing and process payments based on user selections, then Formidable Forms is a great option.

It offers powerful form-building tools for creating interactive calculators, quote generators, and custom workflows.

During testing, I was able to easily build loan applications, pricing estimates, and shipping calculators that automatically updated totals based on user input.

And these aren’t static forms—they’re dynamic tools that adapt using conditional logic, changing fields, prices, or redirects based on answers.

This makes Formidable Forms well-suited for legal consultations, service quotes, and custom product estimates.

To learn more about what the plugin can do, check out our Formidable Forms review.

I also really like how easily you can connect Stripe, PayPal, or Authorize.net to charge users after form completion.

Plus, the multi-page form support and integrated data tracking make it easy to manage both submissions and payments from one dashboard.

If your business requires sophisticated forms that go beyond mere payment collection, such as guiding users through tailored pricing or registration processes, Formidable Forms presents a dependable solution.

Pros of Formidable Forms

• Offers complex conditional logic, enabling dynamic form functionality.
• Facilitates multi-page forms with built-in payment processing capabilities.
• Compatible with Stripe, PayPal, and Authorize.net payment gateways.
• Provides thorough data management and tracking of submissions.
• Includes custom field types to accommodate specific data gathering requirements.
• Includes an AI form builder to accelerate the initial configuration process.

Cons of Formidable Forms

• May be overly intricate for basic payment acceptance.
• Presents a slightly higher learning curve compared to simpler form creation tools.

Pricing:Formidable Forms begins at $39.50 annually. However, to utilize calculation features, the business plan, priced at $199.50 per year, is necessary.

Why I recommend Formidable Forms:It’s a valuable choice if you require more than just a basic payment form. You have the ability to construct intelligent forms that automatically compute totals based on user choices and then allow them to make immediate payments via Stripe, PayPal, or Authorize.net – all without needing to write code.

9. WishList Member – Best for Paywalls and Memberships

If you’re creating a membership-based platform or aiming to secure premium content with a paywall, WishList Member stands out as a trustworthy WordPress payment plugin.

My experience testing WishList Member revealed its smooth integration with Stripe, PayPal, and other payment gateways. Charging users for access didn’t require any additional third-party tools.

For more details about how the plugin works, see our WishList Member review.

I also appreciate the tool’s ability to create different pricing tiers and offer upsells inside your membership flow.

You can even pair it with your favorite page builder or LMS plugin if you’re offering courses.

If you want to build a paid membership community or sell gated digital content, WishList Member is worth checking out.

Pros of WishList Member

• Automatic management of member upgrades, downgrades, and cancellations
• Drip content feature for gradual content release
• “Pay Per Post” option for selling individual content pieces
• Strong integrations with email marketing tools (Kit, ActiveCampaign, Mailchimp)
• Fully customizable login and registration forms
• Granular content protection controls
• Multiple membership levels with flexible pricing

Cons of WishList Member

• No free plan available
• User interface can feel overwhelming for beginners

Pricing: WishList Member’s basic plan at $149.50/year works well if you are just starting out. It offers unlimited memberships, upgrade paths, and restriction rules.

Why I recommend WishList Member: It is a great option if you’re building a membership site and want to protect your content. It’s designed to help you set up multiple access levels, build a community, and accept payments through Stripe or PayPal, without needing extra tools.

10. Thrive Apprentice – Best for Selling Online Courses

Thrive Apprentice is a great choice if you’re building an online course business and want to control how students access your courses after they’ve paid.

It integrates seamlessly with Stripe and ThriveCart, which makes it easy to sell one-time courses, bundles, or memberships. The payment integration is very intuitive and doesn’t require complicated setup processes.

Want to learn more about what the plugin can do? We did a deep dive for our Thrive Apprentice review.

The best part? It also connects with Thrive Suite tools like Thrive Leads and Thrive Architect, so you can design your entire sales funnel—from opt-in forms to checkout to course delivery—without writing any code.

It makes it very easy to create a polished course experience. You can set access rules, offer free previews, lock lessons until payment is made, and even integrate it with WooCommerce for added flexibility.

If you’re looking for a powerful course builder that doubles as a payment solution, Thrive Apprentice is one of the best options available, especially if you’re already using other Thrive tools.

Pros of Thrive Apprentice

• Access restriction tools for locking courses or individual lessons
• Course bundle creation tied to specific pricing tiers
• Free preview feature for showcasing content quality
• Seamless WooCommerce integration for complex pricing
• Custom login pages and thank you pages for smooth post-purchase experiences
• Built-in student progress tracking and auto-enrollment

Cons of Thrive Apprentice

• Limited to Stripe as the only payment gateway
• No free plan available

Pricing: Thrive Apprentice costs $149/year for the standalone plugin. However, to unlock all the Thrive Themes plugins, you can opt for the Thrive Suite plan at $299 per year.

Why I recommend Thrive Apprentice: It’s a solid choice for anyone building an online course business. Thrive Apprentice provides a seamless course creation experience with built-in Stripe integration, allowing you to start selling immediately without the need for additional plugins or a complex technical setup process.

11. MemberMouse – Best for Enterprise-Level Membership Sites

MemberMouse is a comprehensive membership plugin designed for larger businesses and enterprises running premium membership sites.

Even when you are managing hundreds or thousands of paying members, it handles complex payment processing without any issues.

MemberMouse offers built-in support for major payment gateways like Stripe, PayPal, Authorize.net, and Braintree. This means you don’t need any extra plugins to start collecting payments—it’s all ready to go right after installation.

If you’re curious about the tool’s other features, check out our full MemberMouse review.

The plugin handles one-time payments, subscriptions, and even free trials seamlessly.

Where MemberMouse really shines is in its advanced automation and customer management tools. You can set up smart rules to drip content, offer upsells after checkout, and downgrade or cancel access automatically based on payment status.

If you’re looking for an enterprise-level solution to manage paid memberships, MemberMouse is definitely worth considering.

Pros of MemberMouse

• Create custom checkout pages and upsell offers
• Automated access management based on payment status
• Drip content scheduling
• Has a ‘dunning’ system which automatically follows up on failed payments and helps reduce churn
• Comes with an analytics dashboard
• Supports gift memberships and free vs. paid trials for flexible offers

Cons of MemberMouse

• No free plan
• Limited design customization options

Pricing: Its basic plan starts at $149.50/year.

Why I recommend MemberMouse: If you’re building a membership site with tiered pricing, time-released content, and advanced automation, MemberMouse is built for that level of complexity. From what I’ve seen, it goes beyond basic membership plugins by offering enterprise-level tools, such as smart member segmentation, upsells, and detailed analytics.

My Verdict: What Is the Best WordPress Payment Plugin?

In my opinion, WP Simple Pay is the best WordPress payment plugin for accepting Stripe payments.

It’s perfect for anyone who wants to accept subscription or service payments through clean, customizable forms, without the need to build a full online store. You can offer deposit options, installment plans, and coupon codes, all while keeping the setup super simple.

If you need to build more advanced forms and want to accept Stripe, PayPal, Square, or Authorize.net payments, then WPForms is my top recommendation.

When it comes to selling physical products, you can’t go wrong with WooCommerce. It’s the most powerful option for creating a full-fledged online store, with built-in support for major gateways and powerful extensions like FunnelKit for optimizing your checkout flow.

For digital products specifically, I recommend Easy Digital Downloads. It’s more lightweight and built for selling software, downloads, and licenses.

Meanwhile, if your goal is to raise donations, WP Charitable is the best fit. I’ve tested it for several nonprofit sites, and its donation-focused features, like recurring giving, goal tracking, and customizable campaigns, make it stand out from generic form plugins.

Frequently Asked Questions: WordPress Payment Plugins

Here are some frequently asked questions about WordPress payment plugins.

Can I test WordPress payments before going live?

Most quality plugins, including WP Simple Pay, WPForms, WooCommerce, and Easy Digital Downloads, offer a sandbox or test mode that allows you to test payments with just a few clicks.

I recommend enabling this before launching to avoid errors and ensure everything works smoothly. To get started, see our tutorial on how to test Stripe payments in WordPress.

Can I charge a processing fee to customers in WordPress?

Yes, plugins like Easy Digital Downloads, WooCommerce, and WP Simple Pay let you pass the Stripe or PayPal processing fee directly to the customer. This is especially useful if you’re selling digital products with thin margins.

For step-by-step instructions, see our tutorial on how to pass the payment processing fee to customers in WordPress.

What’s the best plugin for accepting recurring payments or subscriptions?

MemberPress is ideal for subscriptions and membership sites. It supports recurring billing, access control, and integrates with major payment gateways out of the box.

Can I accept payments on WordPress without WooCommerce?

Yes, absolutely. Plugins like WP Simple Pay, WPForms, and MemberPress let you accept payments without setting up a full online store. They’re great for selling services, subscriptions, or digital downloads through custom forms.

For more information, see our guide on how to sell on WordPress without WooCommerce.

💡Related Guides: Managing Payments in WordPress

Looking for more information on how to manage payments in WordPress? Check out these additional guides:

• Best WooCommerce Payment Gateways for WordPress (Compared)
• How to Add Stripe QR Code Payment in WordPress
• How to Reduce Stripe Transaction Fees in WordPress (Expert Tips)
• Important Online Payment Statistics, Data, and Trends
• WordPress Payment Processing: The Ultimate Guide for Beginners
• Stripe vs. PayPal: Which Is Better for Your WordPress Site?
• How to Create Invoices for Clients Using WordPress

Whether you need step-by-step tutorials, tips for boosting conversions, or guidance on securing your transactions, these resources will help you optimize your payment setup.

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